This listing includes AI condition scoring, neighbourhood intelligence, and market valuation data — giving you a complete picture before you visit. Compare rental yield, price per square metre, and location strength against the broader Portuguese market to assess whether this property fits your investment strategy.
3-bedroom, 1-bathroom apartment of 75 m², energy rating E. Located on rua João Maria Jales, 10, Setúbal (São Sebastião) parish, Setúbal municipality, Setúbal district. Noteworthy Features: The property includes a spacious attic, almost the size of the apartment, ideal for creating additional living or storage space, enhancing its overall value.
The valuation. The asking price of €249,000 is significantly above the fair value of €97,092, showing a premium of €151,908 (61.0%). This property is priced as overpriced in the current market context. Buy-to-flip angle. Given the current condition rating of 55/100, a resale strategy could involve minor renovations to appeal to buyers, targeting a price aligned more closely with fair market values. Flipping may not yield favorable returns due to initial overvaluation. Buy-to-let angle. With an estimated gross yield of 4.6% and monthly rental income projected at €954, this apartment could serve as a stable long-term rental asset, despite the neighborhood's mixed rating of 53/100. This strategy would provide consistent cash flow over time.
Fair value modelled at €97,092 from the area baseline, adjusted for condition and location. Asking €249,000 sits €151,908 (61.0%) above — overpriced versus fair value.
Asking €249,000 versus the rua João Maria Jales, 10 area baseline of €191,550 (€2,554/m²) for a median-condition unit of this size — the gap before quality adjustments.
AI Condition Index 55/100 (Condition 56 · Materials 50 · Room dimensions 60). Below-median condition lowers fair value versus a renovated baseline unit.
Neighbourhood score 53/100 (Housing Market 55 · Amenities 50 · Economic 45 · Tenant Quality 55). Strong amenities and housing-market momentum support a premium to baseline.
rua João Maria Jales, 10
Area baseline €191,550 + condition -€23,438 + location +€1,429 = modelled fair value of €97,092 (€1,295/m²), a €151,908 (61.0%) gap versus the €249,000 asking price.
| Reference | Status | Price | €/m² | vs subject | Condition | Location |
|---|---|---|---|---|---|---|
| rua João Maria Jales, 10 | Subject | €249,000 | €3,320 | — | 56 | 53 |
| praceta Professora Virgínia Rau | Active | €259,000 | €2,846 | 14.3% | 58 | 48 |
| Setúbal (São Julião, Nossa Senhora da Anunciada e Santa Maria da Graça) · 95709f | Active | €240,000 | €3,810 | 14.7% | 60 | 43 |
| Setúbal (São Sebastião) · f365fe | Active | €235,000 | €4,052 | 22.0% | 70 | 59 |
| Setúbal (São Sebastião) · f35fb5 | Active | €329,999 | €3,976 | 19.8% | — | 49 |
| Median comp | €249,500 | €3,893 | 17.3% | 60 | 49 |
Long-term rental The property’s pricing at €249,000 is significantly above its fair value of €97,092, indicating that it is overpriced by 61.0%. With a gross yield of 4.6%, the potential returns may not justify this inflated entry price for a long-term investment. Buy-and-hold Investing in this apartment, priced at €249,000 and valued at only €97,092, presents a challenge as it is deemed overpriced by 61.0%. Given the apartment’s average condition rating of 55/100 and poor neighborhood quality rating of 53/100, long-term appreciation is unlikely to offset the initial overpayment. Family rental The current asking price of €249,000, juxtaposed with its fair value of €97,092, suggests the property is overpriced by 61.0%, which could deter family renters seeking affordability. Moreover, the neighborhood’s low rating raises concerns about tenant satisfaction, making family rental a less attractive strategy in this context.
Low Demand Risk: With an economic stability score of 45/100 and a tenant stability score of 55/100, there is a significant risk of low demand for the property, potentially impacting rental income and occupancy rates adversely.
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